Serbia: Housing loans - effective interest rate for statistical purposes
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March 2026
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Serbia
Source: National Bank of Serbia
Quarterly average mortgage interest rates
| Q1 | Q2 | Q3 | Q4 | |
| 2025 | 5.52% | 4.80% | 4.73% | |
| 2024 | 6.27% | 6.21% | 6.10% | 5.83% |
| 2023 | 6.43% | 7.07% | 7.28% | 6.27% |
| 2022 | 3.33% | 3.55% | 4.15% | 5.38% |
| 2021 | 3.35% | 3.46% | 3.50% | 3.44% |
| 2020 | 3.80% | 3.66% | 3.56% | 3.67% |
| 2019 | 3.62% | 3.44% | 3.63% | 3.67% |
| 2018 | 3.78% | 3.72% | 3.69% | 3.66% |
| 2017 | 4.20% | 4.00% | 3.78% | 3.92% |
| 2016 | 4.75% | 4.32% | 4.20% | 4.22% |
| 2015 | 5.17% | 4.61% | 4.80% | 4.86% |
| 2014 | 5.78% | 5.68% | 5.64% | 5.53% |
| 2013 | 5.77% | 5.73% | 5.74% | 5.88% |
| 2012 | 6.07% | 6.95% | 6.63% | 5.76% |
| 2011 | 6.23% | 6.48% | 6.88% | 5.47% |
| 2010 | 6.18% |
This table shows the average mortgage interest rates during a single quarter.