Malta: Annualised agreed rate (AAR) / Narrowly defined effective rate (NDER)
Last update:
Next update:
March 2026
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Malta
Source: ECB
Quarterly average mortgage interest rates
| Q1 | Q2 | Q3 | Q4 | |
| 2025 | 1.82% | 1.83% | 1.86% | |
| 2024 | 2.01% | 2.01% | 1.94% | 1.83% |
| 2023 | 2.31% | 2.18% | 1.96% | 2.02% |
| 2022 | 1.76% | 2.00% | 1.97% | 2.18% |
| 2021 | 1.91% | 1.99% | 1.94% | 1.92% |
| 2020 | 2.70% | 2.60% | 2.32% | 2.21% |
| 2019 | 2.59% | 2.62% | 2.57% | 2.55% |
| 2018 | 2.73% | 2.62% | 2.64% | 2.67% |
| 2017 | 2.83% |
This table shows the average mortgage interest rates during a single quarter.
