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South Africa: Predominant rate on mortgage loans

April, 04, 2025

South Africa

Source: The South African Reserve Bank

Quarterly average mortgage interest rates

	Q1	Q2	Q3	Q4
2024	11.75%	11.75%	11.67%
2023	10.92%	11.58%	11.75%	11.75%
2022	7.58%	8.08%	9.25%	10.25%
2021	7.00%	7.00%	7.00%	7.17%
2020	9.42%	7.42%	7.00%	7.00%
2019	10.25%	10.25%	10.00%	10.00%
2018				10.17%

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This table shows the average mortgage interest rates during a single quarter.

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