Saudi Arabia: 3-month SAIBOR + Bank Margin / Monthly
Compare Countries and Cities
Source: Saudi Central Bank
Quarterly average mortgage interest rates
| Q1 | Q2 | Q3 | Q4 | |
| 2026 | 5.85% | 5.76% | ||
| 2025 | 6.52% | 6.40% | 6.37% | 6.02% |
| 2024 | 7.23% | 7.24% | 7.05% | 6.56% |
| 2023 | 6.50% | 6.83% | 7.09% | 7.31% |
| 2022 | 2.37% | 3.72% | 4.14% | 6.28% |
| 2021 | 1.81% | 1.79% | 1.80% | 1.84% |
| 2020 | 2.89% | 2.13% | 1.92% | 1.84% |
| 2019 | 3.93% | 3.82% | 3.51% | 3.26% |
| 2018 | 2.63% | 2.45% | 2.59% | 3.82% |
| 2017 | 2.89% | 2.72% | 2.79% | 2.63% |
| 2016 | 2.71% | 3.07% | 3.28% | 3.19% |
| 2015 | 1.82% | 1.77% | 1.83% | 2.08% |
| 2014 | 1.95% | 1.95% | 1.95% | 1.89% |
| 2013 | 1.98% | 1.96% | 1.96% | 1.92% |
| 2012 | 1.84% | 1.91% | 1.95% | 1.98% |
| 2011 | 1.75% | 1.71% | 1.60% | 1.71% |
| 2010 | 1.76% | 1.73% | 1.72% | 1.74% |
| 2009 | 2.36% | 1.89% | 1.65% | 1.75% |
| 2008 | 3.75% | 3.50% | 5.02% | 4.87% |
| 2007 | 6.09% | 6.05% | 6.05% | 5.36% |
Annual subscription required
This table shows the average mortgage interest rates during a single quarter.
