Thailand: Minimum Retail Rate
Compare Countries and Cities
Source: Bank of Thailand
Note: MRR (Min) = Minimum Retail Rate minus 1.5% for a realistic Mortgage rate.
Quarterly average mortgage interest rates
| Q1 | Q2 | Q3 | Q4 | |
| 2025 | 5.48% | 5.43% | ||
| 2024 | 5.80% | 5.55% | 5.55% | 5.50% |
| 2023 | 5.10% | 5.42% | 5.55% | 5.80% |
| 2022 | 4.45% | 4.45% | 4.46% | 4.51% |
| 2021 | 4.25% | 4.32% | 4.45% | 4.45% |
| 2020 | 5.16% | 4.37% | 4.25% | 4.25% |
| 2019 | 5.62% | 5.62% | 5.45% | 5.37% |
| 2018 | 5.62% | 5.62% | 5.62% | 5.62% |
| 2017 | 6.12% | 5.79% | 5.62% | 5.62% |
| 2016 | 6.37% | 6.12% | 6.12% | 6.12% |
| 2015 | 6.50% | 6.38% | 6.37% | 6.37% |
| 2014 | 6.34% | 6.50% | 6.50% | 6.50% |
| 2013 | 6.42% | 6.50% | 6.50% | 6.42% |
| 2012 | 6.42% | 6.38% | 6.38% | 6.25% |
| 2011 | 5.58% | 6.04% | 6.42% | 6.50% |
| 2010 | 4.88% | 4.88% | 5.00% | 5.04% |
| 2009 | 5.25% | 4.92% | 4.88% | 4.88% |
| 2008 | 5.85% | 5.98% | 6.25% | 6.08% |
| 2007 | 6.50% | 6.08% | 5.85% | 5.85% |
| 2006 | 5.92% | 6.50% | 6.50% | 6.50% |
| 2005 | 4.25% | 4.25% | 4.83% | 5.33% |
This table shows the average mortgage interest rates during a single quarter.
