United Arab Emirates: 3 Month EIBOR + Bank Margin / Monthly
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Source: Central Bank of the UAE
Quarterly average mortgage interest rates
| Q1 | Q2 | Q3 | Q4 | |
| 2026 | 4.55% | 4.74% | ||
| 2025 | 5.30% | 5.16% | 5.20% | 4.80% |
| 2024 | 6.30% | 6.23% | 6.19% | 5.49% |
| 2023 | 5.65% | 6.05% | 6.25% | 6.39% |
| 2022 | 1.44% | 2.39% | 3.46% | 4.90% |
| 2021 | 1.33% | 1.33% |
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This table shows the average mortgage interest rates during a single quarter.
