Latvia: Annualised agreed rate (AAR) / Narrowly defined effective rate (NDER)
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Source: ECB
Quarterly average mortgage interest rates
| Q1 | Q2 | Q3 | Q4 | |
| 2026 | 3.96% | 4.24% | ||
| 2025 | Unlock | Unlock | 3.95% | 3.79% |
| 2024 | Unlock | Unlock | Unlock | Unlock |
| 2023 | Unlock | Unlock | Unlock | Unlock |
| 2022 | Unlock | Unlock | Unlock | Unlock |
| 2021 | Unlock | Unlock | Unlock | Unlock |
| 2020 | Unlock | Unlock | Unlock | Unlock |
| 2019 | Unlock | Unlock | Unlock | Unlock |
| 2018 | Unlock | Unlock | Unlock | Unlock |
| 2017 | Unlock | Unlock | Unlock | Unlock |
| 2016 | Unlock | Unlock | Unlock | |
| 2015 | Unlock | |||
| 2010 | Unlock | |||
| 2009 | Unlock | Unlock | Unlock | Unlock |
| 2008 | Unlock | Unlock | Unlock | Unlock |
| 2007 | Unlock | Unlock | Unlock | Unlock |
| 2006 | Unlock | Unlock | Unlock | Unlock |
| 2005 | Unlock | Unlock | Unlock | Unlock |
This table shows the average mortgage interest rates during a single quarter.
