Latvia: Annualised agreed rate (AAR) / Narrowly defined effective rate (NDER)
Last update:
Next update:
March 2026
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Latvia
Source: ECB
Quarterly average mortgage interest rates
| Q1 | Q2 | Q3 | Q4 | |
| 2025 | 4.36% | 4.10% | 3.95% | |
| 2024 | 5.90% | 5.78% | 5.43% | 4.64% |
| 2023 | 4.96% | 5.55% | 5.78% | 5.87% |
| 2022 | 2.36% | 2.47% | 3.05% | 4.05% |
| 2021 | 2.41% | 2.44% | 2.44% | 2.28% |
| 2020 | 2.55% | 2.72% | 2.87% | 2.51% |
| 2019 | 2.69% | 2.71% | 2.73% | 2.58% |
| 2018 | 2.61% | 2.66% | 2.65% | 2.60% |
| 2017 | 2.74% | 2.66% | 2.65% | 2.61% |
| 2016 | 3.08% | 3.04% | 2.75% |
This table shows the average mortgage interest rates during a single quarter.
